35 BEST QUESTIONS (DIGITAL APPLICATION AND FINANCIAL SERVICE FOR CCC)

   DIGITAL APPLICATION AND FINANCIAL SERVICE

   VERY MOST IMPORTANT FOR CCC NEW UPDATES 

       WWW.SATYAMTRIVEDI.BLOGSPOT.COM CONTACT US ON MY                                                        WHATSAPP NO  9026728220

No	Question	Options
1.	We should keep our savings with banks because	a)     It is safe b)     Earns interest c)     Can be withdrawn anytime d)     All of above
2.	ATM password to be shared only with	a)     Spouse b)     Obedient son c)     Obedient daughter d)     None of above
3.	KYC means	a)     Know your customer b)     Know your character c)     Both of above d)     None of above
4.	Loans from money lenders are	a)     With High rate of interest b)     No proper accounting c)     No transparency d)     All of above
5.	Life insurance means	a)      Insurance of human b)      Insurance of life of human and Cattle c)       Insurance of Life of Machines d)      All of above
6.	General Insurance relates to insurance against	a)      Fire b)      Theft c)       Burglary d)      All of above
7.	Bank provides loans for	a)     Home b)     Car c)     Education d)     All of above
8.	Which currency note has security thread?	a)     Rs.50/- b)     Rs.100/- c)     Rs.500/- d)     All of above
9.	The safest place for keeping money	a)     A pit dug in the ground b)     An iron box c)     Bank d)     Money lender
10.	Gold and silver ornaments should be kept in bank lockers	a)     It is safe b)     No risk of theft c)     Both (a) & (b) d)     None of above
11.	Bank Pass  Book is	a)     Issued by Bank b)     Contains transaction details of Bank account c)     Shows balance in account d)     All of above
12.	Banks pays interest on	a)     Deposits b)     Loans c)     Both (a) & (b) d)     None of above
13.	Bank charges interest on	a)     Deposits b)     Loans c)     Both (a) & (b) d)     None of above
14.	Internet banking refers to	a)     Operation of account through internet b)     Opening of account through ATM c)     Both (a) & (b) d)     None of above
15.	In Recurring Deposits,	a)     a fixed sum is deposited every month b)     period of deposit is a fixed tenure c)     interest is paid at FDR rate d)     All of above
16.	ATM can be used for	a)     Cash withdrawal b)     Account enquiry c)     Statement of account d)     All of above
17.	What is RuPay Debit Card?	a)     Domestic debit card b)     Introduced by National Payments Corporation of India c)     Accepted at all ATMs & PoS machines d)     All of above
18.	Aadhaar is	a)      12 digit number card b)      Identity proof issued by UIDAI c)      Both (a) & (b) d)      None of above
19.	PAN means	a)     A kind of utensil b)     Primary Account Number c)     Permanent Account Number d)     None of above

No.	Question	Options
20.	Currency notes are issued by	a)     RBI b)     NABARD c)     Public sector banks d)     Central Government
21.	Coins are issued by	a)     Government of India b)     NABARD c)     Public sector banks d)     State Bank of India
22.	Education  Loans	a)     Cover tuition fee & expenses b)     Are repayable after completion of course c)     Granted for studies in India & abroad d)     All of above
23.	Who can open bank account	a)     Indian citizen b)     Non Resident Indian c)     Illiterate d)     All of above
24.	What is meant by Aadhaar seeding?	a)      Linking of Aadhaar with Bank account b)      Duplicate issuance of Aadhaar c)      Transfer of Aadhaar d)      None of above
25.	What are the benefits attached to PMJDY?	a)      Accident insurance cover of Rs.1.00 lac b)      Life insurance cover of Rs.30,000/- c)      Overdraft facility up to Rs.5,000/- d)      All of above
26.	Who can open an account under PMJDY?	a)      Minor above the age of 10 years b)      Only lady of the house c)      Only head of the family d)      All of above
27.	Who is Bank Mitra?	a)     Banking Correspondents engaged by Banks b)      Valuable customer of Bank c)      Security guard in a branch d)      None of above
28.	What is Atal Pension Yojana (APY)?	a)     Provides social security to the unorganized sector b)      Encourages workers to voluntarily save for their retirement c)     Fixed pension is paid on attaining age of 60 years d)     All of above
29.	What is Pradhan Mantri Suraksha Bima Yojana (PMSBY)?	a)      Accidental insurance cover b)      Life insurance cover c)      Overdraft up to Rs.5,000/- d)      None of above
30.	What is Pradhan Mantri Jivan Jyoti Bima Yojana (PMJJBY)?	a)      Covers life insurance up to Rs.2 lac b)      Accident insurance cover c)      Both (a) & (b) d)      None of above
31.	Which type of deposits earns higher interest rate?	a)      Current account b)      Savings Account c)      Fixed Deposits d)      None of above
32.	Under PMSBY, accidental death claim is available for:	a)      Rs.1 lac b)      Rs.2 lac c)      Rs.3 lac d)      None of above
33.	Can illiterate person be issued Debit card?	a)      No b)      Yes c)      Only in case of joint account d)      Only in case he is head of family
34.	NEFT stands for	a)      National Electric Fund Transfer b)      National Electronic Fund Transfer c)      National Electrical Fund Transfer d)      None of Above
35.	RTFG stands for	a)      Real Time Gross Settlement b)      Ready Time Gross Settlement c)      Ready Time Grocery Settlement d)      None of Above